How to Start a Precious Metals IRA in 2025: A Step-by-Step Guide
Are you ready to protect your retirement with tangible assets? Starting a Precious Metals IRA is a smart way to diversify your portfolio and guard against inflation and market volatility. Safe Haven Metal makes the process simple, secure, and stress-free. Here’s how to get started in 2025.
What Is a Precious Metals IRA?
A Precious Metals IRA is a self-directed individual retirement account that allows you to hold physical gold, silver, platinum, and palladium—rather than just stocks and bonds. These accounts offer tax advantages while giving you direct ownership of real, IRA-eligible metals.
Step-by-Step: How to Start a Precious Metals IRA
1. Open a Self-Directed IRA
Work with Safe Haven Metal to set up a self-directed IRA through a trusted, IRS-approved custodian. This type of account gives you the flexibility to invest in physical precious metals.
2. Fund Your Account
You can fund your new IRA by:
- Making a new annual contribution (up to $7,000 for 2025, or $8,000 if you’re 50+)
- Rolling over or transferring funds from an existing IRA, 401(k), or other eligible retirement plan
3. Choose Your Precious Metals
Select from a wide range of IRA-approved gold, silver, platinum, and palladium coins and bars. Safe Haven Metal will help you choose metals that meet IRS purity standards and fit your investment goals.
4. Purchase and Storage
Once you’ve selected your metals, Safe Haven Metal handles the purchase and ensures your assets are shipped directly to an IRS-approved depository for secure, insured storage. You cannot take personal possession of IRA metals—they must remain in the approved facility.
5. Manage and Monitor
You’ll receive regular account statements and have the flexibility to buy or sell metals within your IRA as your goals or market conditions change.
Why Start a Precious Metals IRA with Safe Haven Metal?
- Expert Guidance: Our team walks you through every step, from account setup to selecting eligible metals.
- Secure Transactions: All purchases are handled with the highest standards of security and compliance.
- Trusted Service: Years of experience and a commitment to client satisfaction make us a top choice for retirement investors.
Ready to secure your retirement with a Precious Metals IRA?
Contact Safe Haven Metal today and let our experts help you start your journey to a more resilient, diversified retirement portfolio.
